Utility Payment and Recharge Solutions

Platform for B2B & B2C

We build recharge and utility payment platforms for telecoms, enterprises and aggregators. Users can recharge airtime/data and pay bills via USSD, SMS, and Web, designed for scale and reliability even with low connectivity.

Key Features & Capabilities

  • Airtime & Data Recharge: Recharge across major networks with balance checks and receipts.
  • Utility Bill Payments: Electricity, water, gas, DStv/GOtv and more with instant confirmations.
  • Multi-channel Access: USSD menus, SMS commands, and a secure Web portal.
  • Wallets & Payments: Mobile money, card and bank integrations.
  • Admin Dashboard: Reports, exports, audit logs and role-based access.

How It Works

  1. User dials USSD or sends an SMS command (or logs into the Web portal).

  2. System validates account/bill via operator or utility APIs.

  3. Payment processed via mobile money/card/bank.

  4. Instant confirmation sent via SMS/USSD/Web and recorded in dashboard.

Real-time Integrations

  • Telecom APIs for airtime/data and recharge execution
  • Utility company APIs for bill fetch, validation and payment
  • Mobile money platforms (MTN MoMo, Airtel Money, etc.)
  • Payment gateways for cards and bank transfers

Use Cases

  • Rural recharge via USSD: Simple menus to top-up without internet.
  • SMS bill reminders & pay: Reply with a code to pay instantly.
  • Bulk actions on Web: Recharge/pay for multiple branches or teams.
  • Agent/Kiosk network: Agent portal and USSD flows with commissions.
  • Enterprise dashboards: Collections tracking, insights, and audit trails.

Launch your recharge & bill platform

We’ll integrate operators, utilities and payments to deliver an end-to-end solution.

Get a demo